The the recent Government controls and policy changes through the B-20 rules that all Banks now follow it is imperative that you bring along with you all verifications necessary to get your mortgage approved. Letter of Employment, current pay stub, last years T-4 slip and verification up to 2 years if a salaried employee. If you are self employed the Bank will require the 2 year Personal Income Tax Returns along with the last 2 years Notice of Assessments. Bank statements confirming your down payment for the past 3 months. It is going to be a requirement to have all of these things ready when you make application so be prepared...get this things ahead of time so that your mortgage application process will go through smoothly.