Jana Dodokova, AMP

Almost all (89%) feel confident they can spot fraud, but more than half (52%) admit to risky behaviours.

As fraud attempts continue to rise across Canada, a TD survey reveals a growing disconnect between confidence and behaviour – one that may be leaving Canadians more exposed than they realize. While most Canadians polled believe they can identify scams, many are still engaging in risky habits that could increase their vulnerability.

Key findings from this TD survey:

• 46% of Canadians encounter scams or fraud attempts weekly or even daily
• Nearly one-quarter (24%) say they or a family member have been the victim of financial fraud or scams in the past year
• 89% feel confident in their ability to spot fraud
• 52% admit to behaviours that could make them more vulnerable to fraud, including:
• Using public Wi-Fi to access personal or financial accounts
• Opening email attachments from unknown senders
• Clicking links in texts or emails before verifying the source
• Downloading apps or software from unfamiliar sites
• 41% say they never consult resources or educate themselves on fraud prevention

The number of home sales recorded over Canadian MLS® Systems climbed a further 0.5% on a month-over-month basis in July 2026, marking a fourth consecutive monthly gain.

“At the national level, July’s housing data was a carbon copy of the June numbers, with home sales edging up a little further, listings down, and prices remaining stable,” said Shaun Cathcart, CREA’s Senior Economist. “The more interesting story over the last few months has been below the surface of the headline national numbers, where markets across the country are generally moving back towards balance. That’s true on the Prairies, in Quebec, and on the East Coast, where a majority of sellers’ markets have been steadily cooling off over the past year. More recently, it’s also been true of the markets in B.C.’s Lower Mainland and Ontario’s Greater Golden Horseshoe, where formerly buyers’ or borderline buyers’ markets have largely shifted back into balanced market territory.”

July Highlights:

• National home sales edged up 0.5% month-over-month.
• Actual (not seasonally adjusted) monthly activity came in 5.3% below July 2025.
• The number of newly listed properties declined 1.6% on a month-over-month basis.
• The MLS® Home Price Index (HPI) edged up 0.1% month-over-month and was down 3.3% on a year-over-year basis.
• The actual (not seasonally adjusted) national average sale price was up 0.2% on a year-over-year basis in July 2026.

In this article, the Canadian Housing Statistics Program (CHSP) is releasing data on investors (i.e., owners of at least one residential property that they do not use as their principal residence) in the residential housing market by investor size. Concentration in the residential housing market is analyzed for the 2022 reference year in Prince Edward Island, Nova Scotia, New Brunswick, Ontario, Manitoba and British Columbia.

Highlights

• Small-scale investors (individuals) owned the largest share of investment properties in terms of assessed value across all the provinces studied, except Nova Scotia, where institutional investors, or the top 0.1% of investors in terms of the value of investment properties owned in the province, owned the largest share of investment properties.
• Of the six provinces studied, institutional investors owned 0.1% (Prince Edward Island and Manitoba) to 0.4% (Ontario) of the total stock of houses. The category “houses” includes single-detached houses, semi-detached houses, row houses and mobile homes.
• Among rental properties (investment properties not for personal use), 16.6% of their assessed value was owned by institutional investors in Prince Edward Island, compared with 38.0% in Nova Scotia.
• More than half of the total assessed value of rental properties built since 2011 were owned by institutional investors in Nova Scotia (63.1%) and New Brunswick (61.5%).
• In all 12 census metropolitan areas (CMAs) analyzed, the results showed a non-concentrated and potentially competitive rental market in CMAs and their census subdivisions (CSDs). Toronto and Vancouver had the least concentrated markets.